Europension

In times when the future of the state offices is disputed and pensions are challenged, VDV LEBEN International with the magic code - 232 - gives its own proposal for «Pension Reassurance».

We offer:

1. Secure pension for life for the taker whatever money and whatever age he wishes.
2. Reassurance of the insurant that the program will not be cancelled if permanent total disability occurs from whatever reason (accident or illness).
3. Choice of time period that, if something happens to the insurant his pension will be transferred in whole to any person of his choice.
4. The insurant can change the premium to further improve the pension, or protect against inflation in percentage and frequency but also start and end time he chooses with the prospect of changing during the contract.
5. Alterations of payments for the period of the contract.
6. Selection of the performance rate from a series of choices analogous to each insurant and his personal investment profile.
7. Choice between currencies.
8. VDV LEBEN International «rewards and subsidises» the investor' s continuity - insurant with the benefit Bonus for abiding the contract.
9. Offers many choices to the distribution of the sum at the end of the contract, relevant to the wishes of the insurant at that time, like getting the sum in total, pension, mixed (capital and pension), postponement of the period with guaranteed total yield.
10. In the case of the insurant' s death from whatever reason his chosen holders get the payments and the interests.
11. A series of supplemental insurances may be added at any time for the full coverage of the insurance needs that may arise during the contract.
12. These programs offer:
    1. The exploitation of the tax system since they allow the maximum deductions.
    2. They allow withdrawals from the yields without changes to the insurance cover.
    3. In case of need they supply loans with low interest up to 90% of the current value of the contract.

SPECIAL APPLICATIONS

Contract synapse «low start» with flexible premium, analogous to the potential, so that it abstains the catastrophic beginning, for people with lower income, like young persons in their beginning.

• Instant, for life and changing pension to people at a greater age that do possess the necessary time for programs of periodical payments and it offers them to change their mind one (1) time, after one year without any charge.
• Finally, payment of the premium can by arranged in lump sums, yearly, 6-month, quarterly, monthly, by credit card or by bank transfer.